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DTI basics: All about debt-to-income ratio

Your credit score isn’t the only financial factor that matters when applying for a mortgage. Your debt to income ratio, or DTI, is an important indicator of your financial situation. Lenders use DTI – with other financial facts – to determine whether you’re a safe investment for a loan.   Whether ...

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Home decor upgrades: Creative ways to DIY with paint

If you’re searching for ways to upgrade existing furniture and decor, DIYs with paint might be perfect for your next project. A little paint can go a long way, whether it’s on walls, cabinets, furniture or decorative accessories. DIY paint projects for your walls Painting your walls might seem like ...

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Tornado Safety: How to Prepare

With wind speeds of over 300 miles per hour, a tornado can be devastating. Luckily, meteorologists can predict them accurately enough to give you time to get to safety. Before a tornado comes, however, it’s important to be prepared. Here are some tips for being tornado-ready: Know Where to Go ...

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Combining & customizing furniture: Best Ikea hack trends to try

While many of the furniture items from Ikea are clever to begin with, some of the best Ikea “hack” ideas come from thinking of new functionality and styles. There are many popular Ikea hacks on interior decorating and DIY blogs, but some are definitely better than the rest. Create a ...

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