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DTI basics: All about debt-to-income ratio

Your credit score isn’t the only financial factor that matters when applying for a mortgage. Your debt to income ratio, or DTI, is an important indicator of your financial situation. Lenders use DTI - with other financial facts - to determine whether you’re a ...

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Home decor upgrades: Creative ways to DIY with paint

If you’re searching for ways to upgrade existing furniture and decor, DIYs with paint might be perfect for your next project. A little paint can go a long way, whether it’s on walls, cabinets, furniture or decorative accessories. DIY paint projects for your walls Painting your walls might seem like an enormous ...

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Why Bargain Hunting is a Bad Idea

It seems like every month there is a new website offering deals on everything from electronics to travel. In fact, the “coupon industry” is booming. This trend has conditioned people, more than ever before, to look for bargains and become determined to pay well below the market price for merchandise. There’s ...

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Tornado Safety: How to Prepare

With wind speeds of over 300 miles per hour, a tornado can be devastating. Luckily, meteorologists can predict them accurately enough to give you time to get to safety. Before a tornado comes, however, it's important to be prepared. Here are some tips for being tornado-ready: Know Where to Go Under ground ...

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